Today’s financial world is complex. But, with the right financial partner, it doesn’t have to be. You need confidence and clarity from your financial team. That’s why we never hide behind complicated jargon or push a one-size-fits-all solution. Rather, we provide straightforward, actionable guidance that you can trust.
Our wealth management and retirement plan teams use our in-house experience and expertise to help our clients achieve their financial goals. We uncover missed opportunities that help our clients minimize their taxes and maximize their wealth.
Whatever your goals, we build solutions that serve you best.
Spend less time worrying about your financial life. Successful individuals and families need different tools to preserve and grow wealth. We help our clients understand their options and develop strategies to meet multi-generational and philanthropic goals.Learn More
Get the investment advice that’s right for you. We follow a disciplined due diligence process to ensure that we fully understand the investments that we recommend. Our thorough process allows us to create strategies that match our clients’ investment goals and objectives.Learn More
Third Party Administration
Company retirement plans are important to us. Our team of actuaries and analysts can provide the high level of attention and service that our clients deserve. We handle the day-to-day details and ever-changing regulations of company retirement plans.Learn More
Retirement Plan Consulting
Retirement Plans are flexible. We educate businesses on plan design possibilities. Whether a client’s goal is to attract top talent, maximize tax-savings for the company’s principals or achieve other unique objectives, we have the expertise to customize a plan specifically for our clients.Learn More
Own your financial future. Our clients often have an idea of what they want in retirement but are unsure of how to achieve it. We work with our clients to provide clarity and confidence around the financial decisions encountered during the different stages of life.Learn More
Keep and grow the wealth you’ve worked so hard to build. The tax code is vast, yet certain regulations provide opportunities to minimize your tax bill. Working closely with our clients and their other advisors, we identify strategies to help our clients keep more of what they have earned.Learn More
Recent Blog Posts
If you sponsor a 401(k) plan, you are likely working with great partners. You probably work with an advisor who maintains the investment lineup. You are also probably working with a Third Party Administrator (TPA) who handles the daily administration and annual compliance of the plan. But no matter how qualified your partners may be, you too have responsibilities as a plan sponsor.
First things first: What is a plan sponsor? It is typically the employer of an organization that maintains the retirement plan. The plan sponsor plays a significant role in the administration of a retirement plan and carries out essential responsibilities that have a direct impact on the overall health of the plan.
Here are three things you should be doing as a plan sponsor:
See our recap of August's key statistics and market commentary below.
The yield on the 10-year treasury closed the month at 1.50%. This is a 52 basis point drop during the month. The yield at the end of July was 2.02%.
The S&P SmallCap 600 fell 4.51% during the month of August, more than the 1.58% drop of the S&P 500. The S&P SmallCap 600 is now positive by 9.80% year-to-date but the index has lost 15.06% over the last 1 year.
The S&P 500 Utility sector was the leading sector during August, rising 5.16%. Real Estate was not far behind, returning 4.87%. The Utility sector is positive by 20.28% year-to-date while the real estate sector is positive by 28.49%.
Recently, we shared the basic rules related to participant loans in qualified retirement plans. From time to time, there will be loans that are not in compliance with one or more of these rules. What happens then? Is there a fix? Today, we will go through the options available when there is a loan failure, including some recent IRS guidance that make defective loans easier to fix.
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