Today’s financial world is complex. But, with the right financial partner, it doesn’t have to be. You need confidence and clarity from your financial team. That’s why we never hide behind complicated jargon or push a one-size-fits-all solution. Rather, we provide straightforward, actionable guidance that you can trust.
Our wealth management and retirement plan teams use our in-house experience and expertise to help our clients achieve their financial goals. We uncover missed opportunities that help our clients minimize their taxes and maximize their wealth.
Whatever your goals, we build solutions that serve you best.
Spend less time worrying about your financial life. Successful individuals and families need different tools to preserve and grow wealth. We help our clients understand their options and develop strategies to meet multi-generational and philanthropic goals.Learn More
Get the investment advice that’s right for you. We follow a disciplined due diligence process to ensure that we fully understand the investments that we recommend. Our thorough process allows us to create strategies that match our clients’ investment goals and objectives.Learn More
Third Party Administration
Company retirement plans are important to us. Our team of actuaries and analysts can provide the high level of attention and service that our clients deserve. We handle the day-to-day details and ever-changing regulations of company retirement plans.Learn More
Retirement Plan Consulting
Retirement Plans are flexible. We educate businesses on plan design possibilities. Whether a client’s goal is to attract top talent, maximize tax-savings for the company’s principals or achieve other unique objectives, we have the expertise to customize a plan specifically for our clients.Learn More
Own your financial future. Our clients often have an idea of what they want in retirement but are unsure of how to achieve it. We work with our clients to provide clarity and confidence around the financial decisions encountered during the different stages of life.Learn More
Keep and grow the wealth you’ve worked so hard to build. The tax code is vast, yet certain regulations provide opportunities to minimize your tax bill. Working closely with our clients and their other advisors, we identify strategies to help our clients keep more of what they have earned.Learn More
Recent Blog Posts
In qualified retirement plans, vesting refers to what portion of your benefit you get to take with you when you receive a payout from the plan. It’s how much of your account you “own.” If you are 100 percent vested, it means you are entitled to receive your entire account balance upon distribution.
If you are zero percent vested, you would not be entitled to receive any of your account balance upon leaving the company. Instead, your account would be forfeited. The money would stay in the plan and be moved to the accounts of other employees or be used to pay administrative fees. You can be partially vested, say 40 percent or 60 percent, in which case you could receive part of your account as a distribution, while the rest of your account was forfeited.
You are retired. Congratulations!
It has been a long time coming, and you are now enjoying your new freedom, flexibility and options as to how you spend your days. You may be spending time with your grandchildren, traveling, pursuing a new passion or just enjoying your days with your family and friends. Financially, your monthly income may consist of a nice pension and Social Security, and you have sufficient routine spendable income to live a comfortable lifestyle. You also may have a nice nest egg - money in the bank or investments that may provide you with supplemental income or serve as a source of funds for those larger one-time, travel, home or personal expenses that may come up from time to time.
See our recap of June's key statistics and market commentary below.
Access tools and insights to help build financial stability for your retirement.Download Now
Download our eBook to see how you can uncover opportunities for tax savings.Download Now
Collect and organize the information you need to develop a Retirement Lifestyle Plan.Download Now
At ACG, we’ve built a team of seasoned professionals that provide our clients with a depth of expertise, experience and hands-on support. We’re proud to introduce our team of highly certified advisors.Meet Our Team